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From the Rat Race to Financial Freedom... A common man's journey
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Happiness Unlimited...How to be happy..always !!
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Dream On...Every setback is a little nudge from HIM to Dream On
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Manoj Arora    About Me
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Tuesday, August 23, 2016

7 Self Tested Strategies to Overcome Jealousy

Even if you think you can hide your jealousy towards someone, still you ought to learn to deal with it. Because it is never about the other person, it is always about your well being. We go though some of the strategies that have helped me overcome this vice to a significant extent...Read on..

Thursday, August 11, 2016

Non-Convertible Debentures Vs Corporate FDs

The Bank FD interest rates have fallen off late. With the government pegging the inflation target to 4%, they are likely to fall further. At this point, it does make sense to look at other options which are of similar nature as FDs ie Corporate FDs and NCDs (Non Convertible Debentures)...Read on...

Friday, August 05, 2016

Introducing our Tree Plantation NGO "Kalpavriksha"

As they say, Money is not an end by itself but a means to achieve the end. 
And that's exactly what it is proving to be. My Financial Freedom was not an end in itself, but became a means for me to launch my long cherished dream - an organization with a commitment to plant a million trees, and hence we are launching 'Kalpavriksha'....
Read on..

Wednesday, July 27, 2016

14 Winning Smashes from the book 'Playing to Win' by Saina Nehwal

"Playing to Win" by Saina Nehwal is a journey from her childhood to schooling to playing and winning the topmost international tournaments across the globe.

I, hereby, list down my Top 14 learnings from this awesome book. These learnings are worded and appended in a way that makes it easier for most of us to understand and absorb.

Friday, July 15, 2016

Naresh, the lucky guy : A Dream On Story

Naga Naresh Karutura has just passed out of IIT Madras in Computer Science and has joined Google in Bangalore. But why am I telling you this? What is so special about this 21 year old? Nothing, except that his parents are illiterate, he has no legs and moves around in his powered wheel chair...Read on..

Thursday, July 07, 2016

VIPs perform better than SIPs for Mutual Funds

The advantages of Systematic Investment plan (SIP) are there for all to see. In addition to streamlining your regular investments, SIPs also help to reduce the average cost of holding. But Value Averaging Investment Plans (VIPs) go one step further, and in a volatile market, has the potential to give you 2-3% higher returns than SIPs. 
And don't ask me the impact of this additional 2-3%, compounded over time can be. Humongous, to say the least...Read on..

Thursday, June 30, 2016

13 Daily Habits that are a must in your To Do List

A person is made, not by a few energized efforts, but by one's everyday routine. It is a simple, powerful and often ignored saga of every life. It is always going to be your daily habits that are going to make or break your destiny. These habits are going to decide the contentment level every day and hence sum up a great or mediocre life, as the case may be. After decades of experience, I am sharing 13 of my daily habits that have helped shape my life, and they can shape yours too....Read on..