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From the Rat Race to Financial Freedom... A common man's journey
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Happiness Unlimited...How to be happy..always !!
  Read Reviews > Flipkart Amazon GoodReads Happiness Portal

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Dream On...Every setback is a little nudge from HIM to Dream On
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Manoj Arora    About Me
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Sunday, February 18, 2018

LTCG Tax 2018 on Equities and Effective Strategies to Counter it.

Did you know that returns from equity are no more tax free? Long Term Capital Gains (LTCG) tax is here. Understand all about this new tax.
Did you know that there is a grandfathering clause within LTCG Tax, which allows you to realise your historical profits without paying LTCG Tax?
Did you know that you could still escape LTCG tax on new investments, if you are smart during the year?
Did you know that we are still under-estimating the massive impact LTCG Tax is likely to have on the long term prospects of the market?
Want to know all these and more....Read on... 

Friday, February 09, 2018

Chhavi Rajawat : A Dream On Story

Dreamers will be Dreamers. They don't care what the world believes as right or wrong. They go with what they feel is life-elevating for the world around them.
So did Chhavi Rajawat from Rajasthan. 30-year-old Rajawat, India's youngest and the only MBA to become a village head - a position mostly occupied by elders, quit her senior management position with Airtel Group to serve her beloved villagers as a sarpanch.
Read on...

Saturday, January 27, 2018


EPF scores over PPF as far as interest rates are concerned. But are returns the only criteria to make a wise investment decision? What about liquidity, feasible investment duration, interest credit cycle etc? We usually do not pay much heed to these equally vital criteria for massive long term wealth creation.
Let us compare two of the safest and most tax efficient government backed investing options i.e. EPF and PPF from all perspectives.

Sunday, January 14, 2018

[Guest Post] 7 Habits of Ultra Happy Beings

By observing happy people around her, our first time guest blogger, Jaishree found 7 common habits across all these happy people. 
Let us see what Jaishree has to share with us...

Friday, January 05, 2018

'Kalpavriksha' is now a Registered Trust

We started in 2016 by planting a few trees in an adjoining park. We have come a long way. Beginning of 2018, we are a registered not for profit trust with pan India operations.
Read on..

Friday, December 22, 2017

Announcement of our upcoming new Title : The Autobiography of A Stock

Get set for the simplest and the most powerful book ever written on stock investing as yet. 
"The Autobiography of a Stock" is going to change how common people - like you and me - look at stock investing. 
Get set for 2018, as we get ready to launch this amazing book in the coming month.

Monday, December 18, 2017

Cost Inflation Index base year has shifted. You may be in for windfall tax gains

Cost Inflation Index(CII) now has a new Base Year. In a seemingly silent move that is likely to immensely impact your taxation on long term capital gains from real estate, bonds, gold and debt based mutual funds, the base year for Cost Inflation Index(CII) has been shifted from 1981 to 2001. Understand more about CII and how this change in base year impacts your future potential gains and taxes thereof.