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From the Rat Race to Financial Freedom... A common man's journey
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Happiness Unlimited...How to be happy..always !!
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Dream On...Every setback is a little nudge from HIM to Dream On
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Manoj Arora    About Me
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Friday, March 24, 2017

Tax Exemption Vs Tax Deduction

If you’ve been foxed by the differences between some common financial terms, you’re not alone. For many years I was confused between the two terms "Tax Exemption" and "Tax Deduction". It all looked the same to me. Understanding the difference is critical to calculate your true tax liability as well as filing the right Income Tax Returns every year...Read on..

Saturday, March 18, 2017

12 Ever-Lasting Lessons from "The Last Lecture" by Randy Pausch

"The Last Lecture" is a New York Times best-selling book by Randy Pausch. The book was born out of a lecture Pausch gave in September 2007 entitled "Really Achieving Your Childhood Dreams". His hypothetical imagination was based on what wisdom would you try to impart to the world if you knew it was your last chance?

I, hereby, list down the 12 Ever-Lasting Lessons that I learnt from this awesome book. I know that I need to keep practicing these learning day in and day out. These learning are worded and appended in a way that makes it easier for most of us to understand and absorb.

If you are interested in reading about such learning from other all time best selling books, you may click here.

Friday, March 10, 2017

Filing IT Returns after death of a Payee

Life can betray you, but not the Income Tax department. 
If any of your closed ones departed recently, remember that it is a legal responsibility of the spouse, legal heirs or family members to file the IT Return on behalf of the deceased for that year. And ignorance of law was never an excuse.

Friday, February 17, 2017

Relentless Faith can cut even your past Karmas


Our future destiny is a result of our past and current Karma. We may ruin the fact that we have done bad Karma in the past, and would now have to face the consequences. At the same time, we also feel the power that good Karma today can change our future destiny. This is what I used to feel until I met my Guru a few months back - and my perspective towards life is getting a complete makeover.

Friday, February 10, 2017

Understand the charges on Mutual Funds

As an investor, it is very important to know what are the charges involved in investing in mutual funds. When your money is handled by a team of experts - stocks are bought and sold on your behalf, periodical communication is sent on investments, charges are given to the intermediaries etc, it does not come for free. All these expenses come with a cost...Read on..

Friday, February 03, 2017

23 Winning Jewels from the book "How to Win Friends and Influence People" by Dale Carnegie

"How to Win Friends And Influence People" is one of the first best-selling self-help books ever published. Written by Dale Carnegie (1888–1955) and first published in 1936, it has sold over 30 million copies world-wide.

I, hereby, list down the 23 Winning Jewels that i learnt from this awesome book. I know that I need to keep practicing these learning day in and day out. These learning are worded and appended in a way that makes it easier for most of us to understand and absorb.

If you are interested in reading about such learning from other all time best selling books, you may click here.

Friday, January 27, 2017

18 Inspiring Quotes on Financial Freedom - Explained..

Some of our quotes on Financial Freedom have been hitting the popularity chart on the web. We thought of compiling our Top 18 quotes and sharing them with you..along with their meanings and other recommended articles. We hope it helps you understand and implement them more effectively in your life..Read on...